The Logic Fallacy of the Undistributed Middle

Dryopithecus Facts and Figures

Dryopithecus was of the many prehistoric primates of the Miocene epoch and was a close contemporary of Pliopithecus. These tree-dwelling apes originated in eastern Africa about 15 million years ago, and then, much like its hominid descendants millions of years later (although Dryopithecus was only remotely related to modern humans), the species radiated out into Europe and Asia. Fast Facts About Dryopithecus Name:  Dryopithecus (Greek for tree ape); pronounced DRY-oh-pith-ECK-usHabitat:  Woodlands of Eurasia and AfricaHistorical Epoch:  Middle Miocene (15-10 million years ago)Size and Weight:  About four feet long and 25 poundsDiet:  FruitDistinguishing Characteristics:  Moderate size; long front arms; chimpanzee-like head   Dryopithecus Characteristics and Diet While the most recognizable form of Dryopithecus known today had chimpanzee-like limbs and facial features, there were several distinct forms of the species that ranged from small to medium, and even large, gorilla-sized specimens. Dryopithecus  was lacking in most characteristics that distinguish humans and current ape species. Their canine teeth were larger than those in humans, however, they were not as well developed as those of present-day apes. Also, their limbs were relatively short and their skulls did not exhibit the and extensive brow ridges found in their modern counterparts. Judging from the configuration of their bodies, its most likely that Dryopithecus alternated between walking on their knuckles and running on their hind legs, especially when being chased by predators. On the whole, Dryopithecus probably spent most of their time high up in trees, subsisting on fruit (a diet we can infer from their relatively weak cheek teeth, which would have been unable to handle tougher vegetation). Dryopithecus Unusual Location The oddest fact about Dryopithecus—and one thats generated a great deal of confusion—is that this ancient primate was found mostly in western Europe rather than in Africa. You dont have to be a zoologist to know Europe isnt exactly known for its wealth of indigenous monkeys or apes. In fact, the only current indigenous species is the Barbary macaque, which, having migrated from its usual habitat in northern Africa is confined to the coast of southern Spain, as as such, is only European by the skin of its teeth. Though far from proven, some scientists theorize its possible that the true crucible of primate evolution during the later Cenozoic Era was Europe rather than Africa, and it was only after the diversification of monkeys and apes that these primates migrated from Europe to populate (or repopulate) the continents with which theyre most often associated today, Africa, Asia, and South America. Says David R. Begun, professor of anthropology at the University of Toronto, There’s no doubt that apes originated in Africa, or that our more recent evolution happened there. But for a time between these two landmarks, apes hovered on the verge of extinction on their home continent while flourishing in Europe. If thats the case, the European presence of Dryopithecus, as well as numerous other prehistoric ape species, makes much more sense. Sources Begun, David. Key Moments in Human Evolution Happened Far From Our Africa Home. NewScientists. March 9, 2016Dryopithecus: Fossil Primate Genus. Encyclopedia Brittanica. July 20, 1998; revised 2007, 2009, 2018

Economics for Managerial Decision Making Market Structure

Economics for Managerial Decision Making: Market Structure Introduction As legend and reality have it, Steve Jobs and Steve Wozniak started Apple Computer in a garage in Cupertino, Calif., in 1976. From those humble beginnings, and through extreme market swings, Apple Inc. has become the most valuable company in the world. â€Å"Given the company’s unbelievable innovation over the last few years, and the subsequent mountains of cash that it has earned as a result, the likely catalyst for the stock to eventually peak and decline will be Apple’s inability to continue to innovate at its current pace. Certainly, this is likely to happen at some point as the company confronts the burdens of stunning success in a relatively short period of time†Ã¢â‚¬ ¦show more content†¦This student believes that one of three strategies may be used, premium pricing, which a higher price is used, especially when a brand is considered to be unique or different, this type of pricing is used typically when a company is secure in that there is no compari son. Next, is penetration pricing, this is what is charged for products and services, this is usually a considerably lower price â€Å"in order to gain market share†. After this happens, the price is slowly increased. The third is economy pricing. This is an unusually low price, with this â€Å"the costs of marketing and promoting are kept at a minimum†, this is usually done with products that are turned into â€Å"store brands†. In the case of the Neuron there is no â€Å"store brand† or generic brand. Before the Ceres came out there was no comparison or competition for the Neuron. In this case this student feels it is in the best interest of Quasar to use the penetration pricing process. This will draw the consumer in, however Quasar cannot go so low that they are losing money, also Quasar does not want to get into a pricing war. Using the penetration cost along with non-pricingShow MoreRelatedEssay on Economics for Managerial Decision Making: M arket Structure1323 Words   |  6 PagesEconomics for Managerial Decision Making: Market Structure Quasar Computers is a market leader for establishing their business around the Neutron notebook computer. Competition and the need to differentiate have required management to make profitable decisions to increase sales and revenue streams. The company must focus on aligning strategic variables with pricing and non-pricing options while considering how to rebrand Quasar to sustain marketability and a competitive force. 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Romeo Essay Example For Students

Romeo Essay As quoted by Hamlet in the play by William Shakespeare, To be or not to be, that is the question(Fetzer 360). When on the subject of President Clinton, some would rather he not be than to be. Some look down upon him because of recent accusations against him concerning him having a sexual relationship with someone other than his wife and then lying about not taking part in any of his accused shenanigans. The whole ordeal has upset many parents about how their children will react to all that is going on about the Clinton scandal, but still some parents find it as an educational and somewhat profitable lesson to teach their children. The Presidency is a highly honorable task and the President has disgraced his office. As leader of the free world, it is his responsibility to set a good example. To little surprise, there are some countries that are angered by the way the President has handled himself lately. The Clinton scandal is giving parents a chance to have serious talks to their chi ldren, justifying the act of lying in the minds of children, and giving countries a reason to look down upon the United States. Due to President Clintons actions concerning these allegations, there have been three substantial and obvious affects on todays society. First, the scandal is giving parents a chance to sit down and have serious talks with their children. Children are interested in learning about what is going on with the President and why he is in such big trouble, so parents find this as an opportune time to talk about lying and lyings drastic consequences. As stated by Chuck Green, I wrote that parents can cite no finer example than Bill Clinton not as an example of getting away with lying but as an example of its consequences(Green n.pag.). The problem with this is parents sometimes get into a sticky situation when they dont know what to tell their children, but Chuck Green replies by saying, Just tell your kids the truth that lying doesnt pay, even if you are the President. Sooner or later, youll pay a heavy price(Green n.pag). Lying is not the only major issue that the Presidents problems have brought to many parents attention. Sex has become another issue that parents can discuss with their children because of the recent scand als. A lot of parents choose not to tell their children about the birds and the bees, but the scandal almost forces them to talk about it. Mr. Clintons troubles also are putting parents on the spot when it comes to explaining sex, which is a good thing(MacDonald n.pag.). When asked about what she thought about the Clinton scandal, Amy McMahon said that, She and other parents and experts say that discussions with children about the Presidents on going problems may border on distasteful and disgusting. Some, though, see it as an opportunity to talk about family values, appropriate and inappropriate behaviors and what happens when people get into trouble(MacDonald n.pag.). Sex is a part of everyones life, and it has the necessity to be discussed with a child eventually; this inappropriate situation allows for a good discussion in this area. Next, in the minds of children, the Presidents lying has significantly justified the act of lying. Children see the President as a role model, which they look up to and sometimes imitate in actions. A boy said of the President, He cant lie like the rest of us, cause hes a role model(Shales n.pag.). If kids find the President as a role model and they see and hear of the President doing these bad things, it might get imbedded in their heads that what the President has done is all right(Hoover n.pag.). Looking at the situation from another standpoint, some might say that they see the President doing bad things then they will learn from his mistakes, right? That is not true. Parents have tried to teach their children right from wrong and they have always told them to get a role model to look up to. If the President is a role model and so many kids look up to him, then they will think what he is doing is the right thing. Then the parents will go and tell their kid what their role model di d was wrong and the children get confused and dont know what to think. The fact that the President is such a role model was evidently not taken into account when Clinton considered the recourse of his actions. This negligence has forced families to deal with issues and problems that should otherwise be left up to the parents. @@@@@@In the famous words of the 43rd President of the United States, words which will forever ring in the ears of all those that heard them, I did not have a sexual relationship with that woman(Starr 23). Despite that statement, the President later admitted that he had had an affair. If thats all that can be remembered of a person who is supposed to be one of the most prestigious and most honorable people in the world, then it can be assumed that there is something very wrong. Society needs to learn from the mistakes of the President and parents to learn to be more prepared for if anything like this happens again so that their children can be taught the right ideas. How can parents teach their children right from wrong when the President is setting a bad example? All in all, while the Presidents actions have had many effects, both good and bad, he has put himself and the nation in a very difficult position, one that could have BibliographyWorks CitiedGreen, Chuck. Clinton column Hits Home. Denver Post 2 Oct. 1998, Rockies ed.: B1 online Proquest. 2 Dec. 1998. .ue47dceafe48959cf1a9c64784dc5b107 , .ue47dceafe48959cf1a9c64784dc5b107 .postImageUrl , .ue47dceafe48959cf1a9c64784dc5b107 .centered-text-area { min-height: 80px; position: relative; } .ue47dceafe48959cf1a9c64784dc5b107 , .ue47dceafe48959cf1a9c64784dc5b107:hover , .ue47dceafe48959cf1a9c64784dc5b107:visited , .ue47dceafe48959cf1a9c64784dc5b107:active { border:0!important; } .ue47dceafe48959cf1a9c64784dc5b107 .clearfix:after { content: ""; display: table; clear: both; } .ue47dceafe48959cf1a9c64784dc5b107 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ue47dceafe48959cf1a9c64784dc5b107:active , .ue47dceafe48959cf1a9c64784dc5b107:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ue47dceafe48959cf1a9c64784dc5b107 .centered-text-area { width: 100%; position: relative ; } .ue47dceafe48959cf1a9c64784dc5b107 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ue47dceafe48959cf1a9c64784dc5b107 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ue47dceafe48959cf1a9c64784dc5b107 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ue47dceafe48959cf1a9c64784dc5b107:hover .ctaButton { background-color: #34495E!important; } .ue47dceafe48959cf1a9c64784dc5b107 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ue47dceafe48959cf1a9c64784dc5b107 .ue47dceafe48959cf1a9c64784dc5b107-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ue47dceafe48959cf1a9c64784dc5b107:after { content: ""; display: block; clear: both; } READ: Love at a young age is just an obsession EssayFields, Suzanne. Scandal Could Help Initiate Dialogue for Parents, Kids. Arizona Republic 13 Sept. 1998, Final ed.: B7 online Proquest 2 Dec. 1998 MacDonald, Sue. Clinton Under Fire; Talking to Kids; Parents Face Tough Decisions about Discussions. Cincinnati Enquirer 12 Sept. 1998, East ed.: A3 Online Proquest. 2 Dec. 1998. Hoover, Barbara. Psychologists Have Tips on Explaining Clinton Affair to Kids. Detroit News 19 Aug. 1998, Final ed.: e1 Online Proquest. 2 Dec. 1998. Shales, Tom. Clinton: Smart Talk to and from Kids. Washington Post 29 Sept. 1998 , Final ed.:D1 Online Proquest. 4 Dec. 1998. Fetzer, Scott. MacBeth World Book Encyclopedia 1988 ed. Shakespeare Essays

Stalin Essays (2129 words) - Old Bolsheviks, Russian Revolutionaries

Stalin Stalin (1879-1953) Iosif Vissarionovich Dzhugashvili was born on December 21, 1879, in the village of Gori, Georgia. He was born to Vissarion and Yekaterina Dzhugashvili. His father Vissarion, was an unsuccessful cobbler who drank heavily and beat him savagely. When Iosif was 7, he caught smallpox, which scarred him for life, and then he came down with septicemia, which left his left arm slightly crippled for life. He lived in the 1920's a normal life, surrounded by many relatives who spoke their minds freely in the family circle, and he had good personal friends among the Soviet leadership. His life began to change, though, after the suicide of his second wife Nadezhda Allililuyeva in 1932, who left a letter incriminating him personally and politically. After that he became very paranoid, suspecting others?even those with whom he had been friends with for years. A complex man, he centered his life completely in his office. Although, he did allow public worship of himself on a scale rarely matched in any country in the 20th Century. In his personal life, he withdrew almost completely, living either in his Kremlin apartment or in his new country house at Kuntsovo, constantly surrounded by officers and bodyguards until his death. Frantic to catch up with the West in 1928, Stalin and his men launched a set of policies known as the five-year plans, designed to turn backward Russia into an industrial and military world power, which he accomplished in only one decade. Though this was a great success, the peasants paid dearly, most with their lives. Most of starved to death from famine. Those that survived were killed off in Stalin's purges to rid him of opposition. I. V. Stalin (1879-1953) Table of Contents This is divided into sections based on each significant period of Stalin's life. Click on the section headings below to jump ahead to each section. 1. Childhood 2. Early Career 3. Military Career 4. Rise to Power 5. In Power 6. Summary Stalin's Childhood: (1879-1897) Stalin's birthplace, the village of Gori. ? Stalin's birth name was Iosif Vissarionovich Dzhugashvili. ? Stalin was born on December 21, 1879, in Gori, a village in Transcaucasian Georgia, a province of the Russian Empire within the Caucasus mountains. ? Note: Stalin was not a Russian, contrary to popular belief--Georgians are a distinct minority within the former Soviet Union. Stalin did not even speak Russian especially well; he never was quite able to get rid of his accent. ? Stalin was the only one of four children to survive infancy. ? Stalin's father was named Vissarion Dzhugashvili; he was an unsuccessful cobbler. Who drank heavily and beat the boy savagely. ? Stalin's mother, Yekaterina Geladze Dzhugashvili, worked as a house servant for various upper-class Georgian families. ? Stalin was rather sickly as a child; he was badly scarred by smallpox, and septicemia crippled his left arm. Stalin reportedly had an exceptional singing voice and sung in his school choir. Nevertheless, he is described as having been in excellent physical shape as a teenager; throughout much of his life he was muscular and well-built. ? Stalin was enrolled in a local Orthodox parochial school in Gori in 1888 at the age of 9. When he was 14, his father died in 1890 from wounds he received in a brawl. Stalin won a free scholarship in 1894 to the Orthodox Russian theological seminary at Tiflis to be educated for priesthood. In his fourth year he joined Mesame Dasi, a secret group supporting Georgian nationalism and socialism. Back to Top Stalin's Early Career: (1897-1917) ? Stalin was expelled from the seminary in 1899, when he was about to graduate. ? Stalin first tried tutoring and then clerical work at the Tiflis Observatory, but he abandoned his clerical job in May 1901, when he was about to be arrested. ? Stalin then became a paid agitator, trying to incite a revolt against the czar. He edited illegal pamphlets and helped distribute them secretly. He organized strikes among the factory workers in Tiflis. ? He first called himself Koba, after a legendary Georgian hero meaning The Indomitable. Later he changed his name to David, Soso, Chiijikov, Nijeradze, and finally, Stalin. ? Stalin was arrested for the first

Zero Tolerance essays

Zero Tolerance essays The idea behind zero tolerance policing is that a strong law enforcement approach to minor crime (in particular public order offenses) will prevent more serious crime from occurring and will ultimately lead to falling crime rates. Zero tolerance policies are based on the broken windows theory by Wilson and Kelling. An unrepaired window is a sign that no-one cares and therefore more damage will occur. Zero tolerance policies feel that if disorderly behavior is not dealt with in a particular area, then more serious crime will be the result. Nuisances such as public drunkenness, vandalism, begging and so forth create an atmosphere where more serious crime can occur. The zero tolerance approach was originally introduced by the New York Police Department and Mayor Rudolph Giuliani. Based on the information I have read, it appears that New Yorks crime rate dropped drastically during the period in which there were zero tolerance policies. According to statistics since 1993, major crime in New York City has fallen by 39% and murder has fallen by 73%. Whether it was this approach, or some other factor, which was responsible for the recent falls in crime in New York and elsewhere, I am unsure. One theory for the decreased crime rate is that fewer people are involved in the crack epidemic which swept the city in the 1980s and early 1990s. Another theory is that the majority of the offenders responsible for crime in the 1980s are now in prison. Some of the opponents of the zero tolerance policies state that the police are based on a punishment mentality, which creates fear and distrust in many communities. The most serious complaints about "Zero Tolerance" revolve around police brutality. Other opponent of zero tolerance policies feel that zero-tolerance policing means zero tolerance for certain people mainly black males who are disproportionately arrested and convicted of crimes. ...

What Is an Unsubsidized Loan Definition and Explanation

What Is an Unsubsidized Loan Definition and Explanation SAT / ACT Prep Online Guides and Tips You have a general idea of what it means to take out a loan, but calling a loan "unsubsidized" makes it sound a bit suspicious. What is an unsubsidized loan, and how are they different from subsidized loans? Are they good options if you're considering taking on student debt? Here's the unsubsidized loan definition: a Direct Unsubsidized loan is one type of financial aid provided by the US federal government, or more specifically, the US Department of Education. You can also receive Direct Subsidized loans as part of your financial aid package. In this post, I'll discuss why these loans exist, before talking in more detail about how loans usually work. With this information, you'll be able to get a full understanding of the details of Direct Unsubsidized loans and whether they may be a good option for you. A Brief History of Federal Student Loans In the 1950s, the US government started taking seriousmeasures to encourage the pursuit of post-secondary education. The Department of Education started offering government-backed loans under the National Defense Education Act, or NDEA - as more people pursue college educations, these loan programs have expanded. As of 2012, almost 70% of students graduating from 4-year colleges have taken out some amount of student loans. Because federal loans are government-backed (that is, you're essentially borrowing and repaying taxpayer money to fund your education), interest rates tend to be better than those of private loans. We'll go more into why interest rates are important in the next section. What Does It Mean to Take Out a Loan? The decision to take out a loan is a very personal one, but you should know there's nothing inherently bad about being in student debt. Here, I'll address the logistics of taking on student debt. I hope that with this information, you'll be able to make educated decisions about taking out loans. (If you are already familiar with this information, just jump to the next section). The way that loans work is pretty standard, no matter where you're getting the loan from. You borrow a sum of money, or principal, from some lender - usually a bank (in the case of Direct Unsubsidized loans, the lender is the federal government). You also agree to particular loan terms, including interest rates and length of repayment. When you make loan payments, which usually happens on a monthly basis, you pay back a portion of the principal plus extra money: the interest, or a percentage of the principal that's accrued (accumulated).The longer you take to pay back the loan, the more interest accrues. The bigger your principal, the more interest accrues. You can think about interest as a charge or a fee that you pay to your lender. Interest is how lenders make money on loans. It usually starts accruing as soon as the loan is disbursed (when the money is given out, or provided to you. Sometimes, the interest that has accrued on your loan is added to your principle. When new interest accrues, it will be on this new, larger principle.This is called capitalization - when this happens, you start paying interest on more than your original loan amount, which means more interest. Loans can be really helpful when it comes to paying for school, but as you may have guessed, people generally don't love being in student debt. When thinking about how much student debt you can afford, it may be helpful to consider the amount of debt you plan on taking out in relation to your expected earnings post-graduation. The more questions you have answered about taking out student loans, the more likely you are to make a decision that's right for you. Direct Unsubsidized Loan Details There are some standardized limits, restrictions, and repayment terms for all students who take out Direct Unsubsidized loans. They don't have some of the perks of Direct Subsidized loans, but they do offer more flexibility. First, there are limits to how much money you can take out in subsidized loans. These annual maximums depend on your year in school: Year Dependent Students Independent Students 1st Year Undergrad Annual Limit $5,500 $9,500 2nd Year Undergrad Annual Limit $6,500 $10,500 3rd Year Undergrad Beyond Annual Limit $7,500 $12,500 Graduate/Professional Student Annual Limit Not applicable $20,500 Total Loan Lifetime Max (includes subsidized loan amounts) $31,000 $57,500 for undergrads $138,500 for grad/professional students (includes any federal loans received for undergrad study) A few notes on these maximums: The vast majority of undergraduate students are classified as dependent. You can read more about dependent/independent classifications here These loan maximums include any money you take out in Direct Subsidized loans. For example, if I take $3,500 in subsidized loans my freshman year as a dependent student, I could take out a maximum of $2,000 in unsubsidized loans that year. These maximums do not include any private loans, or loans that your parents may take out. Unlike Direct Subsidized loans, there's no maximum eligibility window or period for Direct Unsubsidized loans. Interest rates are generally pretty competitive, and are standardized (so, personal credit history doesn't affect interest rates).Rates are slightly higher for graduate/professional students than they are for undergraduates. For 2015-2016, the interest rate is 4.29% for undergraduates, 5.84% for graduate/professional students. Finally, repayment plans (including details about the amount you owe every month, and the amount of time you have to pay back your loans) can be customized, and will depend on variables such as your principle balance and your income.Standard repayment plans set up monthly payments so that you pay off your principle + interest in 120 months, or 10 years. How Are Unsubsidized Loans Different From Subsidized Loans? If you've looked into private loans to help pay for school, you probably recognize that Direct Unsubsidized loan terms are pretty good. Subsidized loans are a bit of a different animal, in that they offer certain perks that you won't find elsewhere.I'll use an example here to demonstrate the long-term financial outcomes of a subsidized vs. unsubsidized loan. Say I take outa $3,500 loan to pay for school my freshman year, at an interest rate of 4.29%. The chart below outlines different outcomes based on loan type if I don't make any payments while still in school. UNSUBSIDIZED SUBSIDIZED Amount Borrowed $3,500 $3,500 Interest Rate 4.29% 4.29% Interest Accrued During School (4 years) $640 $0 Balance Owed at Graduation $4,140 $3,500 Time to Payoff at $50/month (Interest accrues for both subsidized and unsubsidized loans during this period) 99 months 81 months Total Amount Paid $4,950 $4,050 Standard repayment plans for federal student loans set a timeline of 120 months until payoff, but the minimum monthly payments are $50.In this example, it would take me much less time (81 months vs. 99 months) and much less money ($4,050 vs. $4,950) to pay back a subsidized loan vs an unsubsidized loan. Many students have some combination of subsidized and unsubsidized loans. If you decide to take out federal student loans, you should max out your Direct Subsidized loan eligibility before taking out any Direct Unsubsidized loans. Who's Eligible for Direct Unsubsidized Loans? If you're looking for aid to bridge the gap between what you have and what you need to pay for college, unsubsidized loans are good options if you meet all the eligibility requirements. Eligibility requirements are not as strict for Direct Unsubsidized loans as they are for Direct Subsidized loans. They're open to both undergraduate and graduate students, and you don't need to demonstrate financial need to be eligible. You do, however, need to meet all federal financial aid requirements. The following charts list these requirements. You must do all of the following: Have ahigh school diploma, GED, or approved homeschool education Be enrolled or accepted to enroll in aneligible degree/certificate program You can check with your school/program’s financial aid office if you want to confirm eligibility Be registered withSelective Service, if you are male and between 18-25 years old If applicable, you canregister on the SS website Have a validSocial Security Number(unless you’re from the Marshall Islands, Federal States of Micronesia, or the Republic of Palau) Sign statements on the FAFSAstating that (1) you’re not in default, and do not owe refund money, on a federal student loan, and (2) you’ll only use federal aid money to help pay for your education Access the FAFSA Maintain â€Å"satisfactory† progress in school If you’re concerned about your academic performance, or have questions about what is considered â€Å"satisfactory,† set up a meeting with your dean or other school administrator. In addition to the requirements listed in the chart above,you must be able to check one of the following options: Be aUS citizenorUS national Have agreen card Have anarrival-departure record Havebattered immigrant status Have aT-Visa How Do You Apply for a Direct Unsubsidized Loan? All things considered, eligibility requirements aren't too stringent for unsubsidized loans. The next step after meeting requirements would be to actually apply for this great financial aid resource. You can apply for all types of federal financial aid, including Direct Subsidized loans, by submitting a Free Application for Federal Student Aid, or FAFSA. The federal submission deadline to receive aid for the 2015-2016 academic year is June 30, 2016. You can find detailed instructions on submitting a FAFSAhere. What's Next? You can get an estimate of your federal aid eligibility, including the amount you could take out in Direct Subsidized loans, by following steps listed in ourPell Grant Calculator guide. Want more information on federal aid that youdon'thave to pay back? Learn more abouthow to get a Pell Grant, and check out our guide onPell eligibility requirements. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now: